Net Worth Setting

This page covers the following location(s) in NaviPlan:

Cog menu — Plan Settings — Net Worth

Procedures :: Related Information

Procedures

ClosedHow do I specify the default deferred growth rate for assets?
  • From the Plan Settings — Net Worth tab, enter the desired deferred growth rates for lifestyle assets during the pre-retirement and retirement periods. You can also enter a default deferred growth rate for real estate assets.
ClosedHow do I override the default deferred growth rate for individual plans?
  1. From the Enter Financial Data section — Net Worth category — Asset/Liabilities page, click Details next to the lifestyle asset or real estate asset whose deferred growth rate you want to override.
  2. Select Override to enter a different deferred growth rate or standard deviation.
ClosedWhat does the Redeem from accounts to cover deficits in the pre-retirement period do?
  • By default, NaviPlan does not withdraw from Non-Qualified accounts in the pre-retirement period, even if there is a shortfall. Checking this check-box will allow for Non-Qualified accounts to be withdrawn in cases of shortfall by default for all plans created after the setting is made.
    Note: This option will only apply to level 1 or level 2 plans with the detailed tax method active.
ClosedWhat does the Cover any pre-retirement deficits created by liability payments do?
  • During the pre-retirement stage of planning, deficits caused by liability payments will not be solved by withdrawing Non-Qualified assets by default. Checking this check-box will make liability payments eligible to have assets withdrawn from in the instance that the payments cause deficits during the pre-retirement period.
    Note: In order to access this setting, first check the Redeem from accounts to cover deficits in the pre-retirement period check-box.

Related Information




Important!: This form is designed to collect your feedback, not to provide support. Use this form to make suggestions to improve the Help system.

For technical assistance and product inquiries, please contact Advicent Solutions Partner Support:


NaviPlan is a registered trademark of Advicent Solutions, Inc.